Oracle® Rules Palette Release 9.1.0.0.0 E15811-01

# Example XML Valuation Structure taken from AsValuationXML

<Valuation>

<EffectiveDate>01/04/2011</EffectiveDate>

<ActiveDate>01/29/2031</ActiveDate>

<Policy>

<PolicyGUID>FEEE6129-C0EE-4F57-9FBC-F69F428033E4</PolicyGUID>

<EffectiveDate>01/04/2011</EffectiveDate>

<ActiveDate>01/29/2031</ActiveDate>

<CashValue>1026850.47</CashValue>

<SurrenderValue>0.0</SurrenderValue>

<Principal>836215.34</Principal>

<Gain>190635.13</Gain>

<NetGain>190635.13</NetGain>

<FreeAmount>0.0</FreeAmount>

<FreeAmountXML/>

<MVAAmount>0.0</MVAAmount>

<RedemptionAmount>0.0</RedemptionAmount>

<GuaranteedAmount>0.0</GuaranteedAmount>

<PolicyValuesXML>

<PolicyValues>

<ContractValue>1026850.47</ContractValue>

<PolicyCashValue>1026850.47</PolicyCashValue>

<SegmentGUID>75C71375-EDBE-4373-9202-B02CBC22AA45</SegmentGUID>

<Zero>0</Zero>

<Checked>CHECKED</Checked>

<Yes>Yes</Yes>

<EffectiveDate>01/04/2011</EffectiveDate>

<Blank/>

<No>No</No>

</PolicyValues>

</PolicyValuesXML>

<FundList>

<Fund>

<FundGUID>19FD991F-E071-4E66-B02E-DAD099E77BB1</FundGUID>

<FundName>GMIB</FundName>

<TypeCode>05</TypeCode>

<UnitValue>0.0</UnitValue>

<Units>0.0</Units>

<CashValue>1539964.76</CashValue>

<SurrenderValue>0.0</SurrenderValue>

<Principal>1000000.0</Principal>

<Gain>539964.76</Gain>

<NetGain>539964.76</NetGain>

<FreeAmount>0.0</FreeAmount>

<MVAAmount>0.0</MVAAmount>

<RedemptionAmount>0.0</RedemptionAmount>

<ShortTermRedemptionUnits>0.0</ShortTermRedemptionUnits>

<GuaranteedAmount>0.0</GuaranteedAmount>

<DepositList>

<Deposit>

<ValuationGUID>39E64C08-9605-423A-A5F6-8283741A69D2</ValuationGUID>

<EffectiveDate>03/01/2002</EffectiveDate>

<RateLockDate/>

<SeedDepositGUID>E5155974-BEF9-4927-9D0E-FBE879B25F2C</SeedDepositGUID>

<MoneyTypeCode>04</MoneyTypeCode>

<InitialUnits>0.0</InitialUnits>

<InitialCashValue>1000000.0</InitialCashValue>

<Units>0.0</Units>

<CashValue>1539964.7629756918</CashValue>

<SurrenderRate>0.0</SurrenderRate>

<SurrenderValue>0.0</SurrenderValue>

<Principal>1000000.0</Principal>

<Gain>539964.7629756918</Gain>

<NetGain>539964.7629756918</NetGain>

<InterestBonus>0.0</InterestBonus>

<TransactionName>InitialPremium</TransactionName>

<MVAAmount>0.0</MVAAmount>

<MVAFormulaXML/>

<RedemptionAmount>0.0</RedemptionAmount>

<ShortTermRedemptionUnits>0.0</ShortTermRedemptionUnits>

<GuaranteedAmount>0.0</GuaranteedAmount>

<ActivityGUID>E5155974-BEF9-4927-9D0E-FBE879B25F2C</ActivityGUID>

<ActivityGMT>06/08/2009</ActivityGMT>

<RemovalList>

<Removal>

<ValuationGUID/>

<EffectiveDate>03/01/2002</EffectiveDate>

<MoneyTypeCode>06</MoneyTypeCode>

<Units>0.0</Units>

<Amount>0.0</Amount>

<Principal>0.0</Principal>

<UnitValue>0.0</UnitValue>

<InterestRate>0.0</InterestRate>

<GuaranteedInterestRate>0.0</GuaranteedInterestRate>

<CurrentInterestRate>0.0</CurrentInterestRate>

<CashValue>0.0</CashValue>

<Days>0</Days>

<InterestAmount>0.0</InterestAmount>

<TransactionName/>

<GuaranteedAmount>0.0</GuaranteedAmount>

<ActivityGUID/>

<ActivityGMT/>

<AdditionalAdditiveInterestRates/>

</Removal>

<Removal>

<ValuationGUID/>

<EffectiveDate>01/04/2011</EffectiveDate>

<MoneyTypeCode>06</MoneyTypeCode>

<Units>0.0</Units>

<Amount>0.0</Amount>

<Principal>0.0</Principal>

<UnitValue>0.0</UnitValue>

<InterestRate>0.05</InterestRate>

<GuaranteedInterestRate>0.03</GuaranteedInterestRate>

<CurrentInterestRate>0.05</CurrentInterestRate>

<CashValue>0.0</CashValue>

<Days>3230</Days>

<InterestAmount>539964.76</InterestAmount>

<TransactionName/>

<GuaranteedAmount>0.0</GuaranteedAmount>

<ActivityGUID/>

<ActivityGMT/>

<AdditionalAdditiveInterestRates/>

</Removal>

</RemovalList>

</Deposit>

</DepositList>

</Fund>

<Fund>

<FundGUID>6B4937BB-E9CB-4672-8F80-5EB8B35DC052</FundGUID>

<FundName>Balanced (Band125)</FundName>

<TypeCode>02</TypeCode>

<UnitValue>10.0</UnitValue>

<Units>102685.047</Units>

<CashValue>1026850.47</CashValue>

<SurrenderValue>0.0</SurrenderValue>

<Principal>836215.34</Principal>

<Gain>190635.13</Gain>

<NetGain>190635.13</NetGain>

<FreeAmount>0.0</FreeAmount>

<MVAAmount>0.0</MVAAmount>

<RedemptionAmount>0.0</RedemptionAmount>

<ShortTermRedemptionUnits>0.0</ShortTermRedemptionUnits>

<GuaranteedAmount>0.0</GuaranteedAmount>

<DepositList>

<Deposit>

<ValuationGUID>610ED818-7C06-4F99-858F-2AB5B2DF5631</ValuationGUID>

<EffectiveDate>12/04/2010</EffectiveDate>

<RateLockDate/>

<SeedDepositGUID>E5155974-BEF9-4927-9D0E-FBE879B25F2C</SeedDepositGUID>

<MoneyTypeCode>01</MoneyTypeCode>

<InitialUnits>102685.047</InitialUnits>

<InitialCashValue>1026850.47</InitialCashValue>

<Units>102685.047</Units>

<CashValue>1026850.47</CashValue>

<SurrenderRate>0.0</SurrenderRate>

<SurrenderValue>0.0</SurrenderValue>

<Principal>836215.34</Principal>

<Gain>190635.13</Gain>

<NetGain>190635.13</NetGain>

<InterestBonus>0.0</InterestBonus>

<TransactionName>RebalanceTransfer</TransactionName>

<MVAAmount>0.0</MVAAmount>

<MVAFormulaXML/>

<RedemptionAmount>0.0</RedemptionAmount>

<ShortTermRedemptionUnits>0.0</ShortTermRedemptionUnits>

<GuaranteedAmount>0.0</GuaranteedAmount>

<ActivityGUID>DA2B8667-A5F4-4422-A2FE-BC73E210DC8C</ActivityGUID>

<ActivityGMT>06/08/2009</ActivityGMT>

<RemovalList/>

</Deposit>

</DepositList>

</Fund>

</FundList>

</Policy>

</Valuation>